Should you decide to amortize, you must also understand that the accumulated capital cannot be used for other purposes, especially after your retirement. Whether or not amortization is worthwhile is a fundamental consideration, and the decision will depend on a number of factors. Our aim is to find you the best mortgage in Switzerland, help you set up a financial plan, and advise you on all mortgage issues.Įven before you arrange a personal consultation, you can use our mortgage- and affordability calculators to pre-check whether your mortgage finance request is viable. MoneyPark offers independent, in-person advice.
So all mortgage holders should calculate their amortization options and seek detailed financial advice. However, even though there may be a gain from the mortgage tax savings, this is not always the case. Most mortgage holders opt to leave their mortgage outstanding so they can take advantage of the tax benefits. To do this properly, you will have to calculate the amortization and set up a precise payment schedule. Mortgage amortization: when does it pay off and which method is the best? MoneyPark mortgage adviceīenefit from independent and transparent advice in one of our branches or conveniently by phone.Īs a homeowner, you will have to decide sooner or later whether to keep your mortgage or amortize it.
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